(304) 673-0615 info@wcpfin.com

Long Term Loans

What is a Long Term Loan?

Long term loans have ten year terms with lower payments than a comparable short term loan.   Many businesses use long term loans to manage and protect their cash flow.  Lenders for this particular type of product will typically qualify a loan for a business that has strong average daily balances (preferably $1,000/day or more),  has been in business for at least one year, and has a credit score greater than 499. 

Contact us to discuss long term loan funding solutions for your business.  Ready to get started?

Business Owner in fron of computer

What you need to apply.


Signed 1 page easy DocuSign Application


Last 3 months of business bank statements


Most recent tax return *(ONLY if you’re looking for over 150K)

Have Questions?


Read our FAQ

We answer a lot of questions from business owners.  Read our frequently asked questions to see if they address your questions.  

Send us a message

Complete our contact form to send us a message and tell us who you are.  This is a great option for reaching out after business hours.

Call us

Trying to decide which business funding solution is right for your situation? Give us a call.  We’d like to hear from you.  

Funding Pre-Approval Application

Ready to pursue your business funding solution?  Please complete and submit the funding pre-approval application below.  Once you submit the form, WCP Financial will attempt to contact you within one business day.